AM I INSURED IF I LEND MY CAR TO A FRIEND?

AM I INSURED IF I LEND MY CAR TO A FRIEND?

IF I LEND MY CAR TO A FRIEND OR RELATIVE, AM I LEGALLY RESPONSIBLE IF HE OR SHE CAUSES AN ACCIDENT WHEN DRIVING MY CAR? I am routinely asked if New Jersey law imposes legal liability if one were to lend his/her car to a friend or relative and that person is involved...